Mobile game company #SuperCell pays $100/psf for the old Carnelian room in #SF. Don’t they make only 2 games!? #CRE
Trying to sublease office space in SF at a bargain price? Good luck. 13 year low point for sub space on the market. #CRE #CCIM #SF
Not #1, but SF made #5 globally (#3 in US) for top cities in global real estate investment. #CRE #Invest #CCIM
Pretty cool time lapse of Ellis Act evictions over the last 16 years.
Does the “other” multifamily (2-4 units) pose a threat to the larger apartment market? Even though building permits are up, not really. #CRE #CCIM
One of the most hotly debated topics I discuss with my clients is the concept of using a loan to assist in a purchase. The concept of using other people’s money in order to finance a purchase is called leverage….and there’s quite a few reasons why this topic is debated so frequently. Some of my clients are either in their later years near retirement and don’t want the responsibility of a mortgage payment. Some of them want to see a higher return and maybe don’t want to tie up all their cash to buy the type of property their interested in. Some don’t want a mortgage so they can have full control in case they do decide to sell later. Some just want to spread their investment around so it’s not tied up in one single project. I’m going to give you a quick rundown of what I personally feel is a responsible way to look at leverage…
As I discussed in my “Investing Terms Part 2” video, Net Present Value — or NPV — means to convert all the future cash flows into today’s dollars. Which even for me is still a bit of a confusing way to understand it. For a quick recap on how we calculate this figure, let’s look at a simple example.
When it comes to investing, some people prefer stocks. Other prefer bonds. And of course, there are those that prefer real estate. One common point I hear from stock traders is the fact that they would LOVE to buy real estate right now but they don’t want to sell their stocks. Maybe they have Apple and Google stocks? Maybe their stocks are paying good dividends. Whatever the reason is, they just don’t want to let it go, which is more than understandable! I wouldn’t want to either! But what if there was a way that you could still keep the appreciation from the stock, AND the dividend, but BORROW against it to fund the purchase of a property? I’m going to give you the basic overview of how this can be done with a securities based loan.